1. Introduction
The Casualty Actuarial Society (“CAS”, “Association”, “we”, “us,” and “our”) respects individual privacy and values the confidence of our members, candidates, program participants, other professionals, and our community. This Privacy Policy sets out the privacy principles that we follow with respect to the collection, use, and disclosure of information that you may provide through the CAS websites and affiliated platforms, including the Online Community, the CAS Portal, the Online Learning Center, and mobile event applications.
Please read this entire Privacy Policy before using the CAS websites or submitting information to the CAS through the websites, Portal, Online Community, Online Learning Center, mobile event applications, or other submission channels.
Contact Details
If you have any questions regarding our Privacy Policy and our practices regarding information you provide to us, please contact:
Casualty Actuarial Society
4350 Fairfax Dr, Suite 250
Arlington, VA 22203
Email: acs@casact.org
2. CAS Mission; Legitimate Uses
You may read the CAS description and mission at https://www.casact.org/about. Any information we collect serves to further our mission, including, but not limited to, the following:
- Provide relevant information to our potential members, members, constituents, and stakeholders, and the general public;
- Respond to inquiries relating to the CAS;
- Promote CAS events, programs, activities, and educational opportunities;
- Perform our contractual obligations with members in good standing, registered attendees at our events, and subscribers of our publications and other products/services; and
- Administer and manage our credentialing exams, continuing education, and other related programs.
3. Information We Collect About You; Purposes
You can access some areas of the website without submitting any information to us. However, if you wish to access additional content available through this website or participate in some CAS activities, we may ask you to provide us personally identifiable information/personal data for the following purposes:
- Join the CAS as a member or renew membership;
- Register for an event or use the Online Learning Center;
- Sit for credentialing exams;
- Purchase items through the CAS online store;
- Subscribe to newsletters or publications;
- Create a website/Portal account and/or use the Online Community;
- Donate to the CAS;
- Contact the CAS; and
- Use the mobile event application.
You will be entering into a contract with us by participating in any of the foregoing activities, and it will be necessary for the CAS to collect your personal data in order to perform this contractual obligation with you.
Personal Data That You Voluntarily Provide to Us. The CAS only collects personal data you voluntarily submit to us. The types of personal data we collect vary based on the programs, services, and products you wish to engage in, but generally include your name, business affiliation, contact information, telephone number, email address, postal address, and credit card information. While credit card information is obtained to purchase memberships, services, and products, this information is encrypted and not retained by the CAS or vendors we contract with for processing that information.
Additionally, when you create a profile on our websites, Portal, Online Community or event application, or you use features of our websites, Online Community, or mobile application, we will collect the information that you elect to enter, such as headshot, biography, areas of expertise, personal background, form submissions, survey data, contact information, your education, job history, company information, etc. You should carefully consider whether you wish to submit personal data and tailor any content you submit appropriately.
Information Received from Other Sources. We may receive information about you from publicly available third-party databases or services that provide information about people and companies and combine this data with information we already have about you. This helps us to update, expand, and analyze our records, identify new potential members, and provide products and services that may be of interest to you.
Automatically Collected Data. When you visit the websites, we collect and store certain other information automatically that may not identify you personally:
- Internet Protocol (IP) address. An IP address is a number that is automatically assigned to the computer you are using whenever you access the Internet;
- Type of browser and operating system used to access our websites;
- Date and time you accessed our websites; and
- The pages of our websites that you accessed.
We use the foregoing information in the form of summary statistics to help us make our websites more useful to our visitors, such as assessing what information is of most and least interest.
4. How We Use Information
We will use the information you provide to us in order to carry out the CAS mission and relevant programs and activities, to fulfill our contractual obligations, and for internal use (by CAS staff, board/committee members, and consultants/vendors) such as performing marketing studies, research projects, and program development in support of the CAS mission.
There may be times we share de-identified, aggregate information - such as the number of hits per page - with our business partners and with advertisers, sponsors, and other third parties to customize or enhance the content and advertising on the websites for our users.
5. How We Share and Disclose Information
We publicly post the names of those individuals who recently received CAS designations.
We do not share, sell, or rent information to any third-party processors for their promotional use or for marketing purposes except in the following circumstances:
- Association Agents/Selected Vendors: Your personal information may be used within CAS or by a company acting as an agent of CAS or for operational support purposes, including but not limited to event registration, content management and analysis, system maintenance, email distribution, printing, and mailing.
- Association Partners and Regional Affiliates: CAS may share your information with carefully selected association partners and regional affiliates whose products and services may be of interest to our members and community or as a benefit of membership with the CAS. More specifically, the CAS shares member information for inclusion in the Directory of Actuarial Membership at actuarialdirectory.org. All CAS business partners and affiliates are obligated to implement opt-out mechanisms and honor any opt-out requests by recipients in compliance with applicable laws.
- Association Conference/Meeting Attendee lists: CAS uses an Association Management System (AMS) to process conference and meeting registrations. The list of CAS conference and meeting registrants, including the attendees’ contact information provided as part of registration, is provided for one-time use to authorized exhibitors for that one conference/meeting. Attendees are automatically opted out of being included in the list unless they opt in to receive information from our vendors and sponsors during the time of registration.
- Association Webinar Attendee list/contact info: CAS contracts with a third-party webinar vendor to deliver educational programs for members and participants. The list of attendees is not made available to third parties at this time but may be used to suggest content and educational opportunities to participants by the CAS.
- Links provided on CAS newsletters: For our electronic newsletters or communication that we send to our members and subscribers, the CAS and its selected agents/business partners may track whether a recipient subsequently clicks through to links provided in the message that collect specific information such as: the email address of user, the date and time of the user’s “click,” a message number, name of the list from which the message was sent, tracking URL number, and destination page. CAS and its agents/business partners may use this information to customize profiles for our members in order to enhance our products and services that may be of interest to CAS members. Members may opt out of receiving these mailings via the email consent center at the bottom of our messages.
When you terminate your membership or cancel Portal account access, CAS may continue to share information about you according to our legal and regulatory requirements.
Notwithstanding the foregoing, CAS may disclose your personal information as required by law or as needed in legal proceedings when CAS believes in good faith that disclosure is necessary to protect our rights, protect your safety or the safety of others, investigate fraud, or respond to a government request.
In addition, in the event of a merger, acquisition, or any form of sale or transfer of some or all of our assets to a third party, we may also disclose your personal information to the third parties concerned or their professional advisors. In the event of such a transaction, the personal information held by CAS will be among the assets subject to the transaction.
6. Credit Card Information
CAS does not disclose credit card information provided by its members or customers. When members or customers choose to pay using their credit cards, CAS submits the information needed through secure payment processors to conduct the transactions. No credit card numbers are stored on CAS websites or within CAS systems.
7. Communications From CAS/How to Update Preferences
Except for transactional communications necessary to perform CAS contractual obligations, we will not send you promotional information without your consent, and you can withdraw consent at any time by using the email consent center at the bottom of our messages.
8. How to Access, Correct And Delete Information
You may access, correct, or delete your personal information by logging into your CAS Portal account and updating your profile, or by contacting the CAS Administrative and Customer Support Center at acs@casact.org. In addition, you may request a copy of the information CAS holds about you so you can correct any inaccurate or incomplete information by contacting us at acs@casact.org. We may ask you to provide sufficient evidence of your identity for your own protection so we can ensure that information is being released to the correct person. We will respond to your request to access your information within 30 days.
In some cases, our business requirements and legal obligations may prevent us from being able to delete your information. If we are unable to delete your information, we will inform you and detail the reasons why.
9. Children's Information
CAS websites and systems are not intended for children under 13 years of age. CAS does not knowingly collect personal information from children under 13 years of age. If CAS discovers that a child under the age of 13 has provided us with personal data, we will delete the child’s personal data.
10. Security Measures
The websites and associated Portal and other systems have security measures in place to protect the loss, misuse, or alteration of the information under CAS control. When you enter sensitive information (such as credit card number) as part of the purchase process, we use a credit card processor and encrypt the transmission of that information using secure socket layer (SSL) technology.
When you submit information to CAS through our websites/Portal/systems, you should be aware that your information is transmitted across the Internet and that no method of transmission is 100% secure. Although we take reasonable security measures to protect your information when we receive it, you also need to ensure you take appropriate steps to protect your information.
11. International Website and Cross-Border Data Transfers
Our principal place of business is in the United States. If you are visiting our websites from outside the United States, your information will be transferred to the United States where the CAS is based. In addition, information that CAS collects may be stored and processed in and transferred between any of the countries in which CAS operates to enable the use of the information in accordance with this Privacy Policy. In some circumstances data backup repositories may be located outside of the United States. You agree to such cross-border transfers and storage of personal information.
12. Cookies
Cookies are files that contain information created by a web server that can be stored on a user’s hard drive for future use.
The CAS utilizes website analytics tools to better understand how users access information on the CAS family of websites. This service collects information through its cookies such as how often users visit the websites, what pages they visit, and how long they visit specific pages.
You can choose to accept or decline cookies. Most web browsers automatically accept cookies, but you can usually modify your browser settings to decline cookies if you prefer. However, if the user declines the attachment of any cookie, the user may not have access to the full benefits of the websites. By continuing to use our websites, User agrees to the use of cookies and similar technologies for the purposes we describe.
13. Privacy Issues and Links to Other Sites
The websites may contain links to other third-party websites that are not affiliated with CAS. CAS has no control over and is not responsible for the privacy policies or content of such sites.
14. Links to Vendor Sites
Through a website log-in (single sign-on), registered members can access various additional resources via the CAS Portal. This includes the Online Learning Center, which provides Live Webinars, Courses and other online resources, and the Online Community platform. These services, as well as mobile event applications, are subject to those providers’ privacy policies
15. Social Media Widgets
The websites include social media features, such as LinkedIn, Facebook, Instagram, etc. buttons that run on our websites. These features may collect your Internet Protocol (IP) address and which page you are visiting on our websites and may set a cookie to enable the feature to function properly. Social media features and widgets are either hosted by a third party or hosted directly on our websites. Your interactions with these features are governed by the privacy policy of the company providing it.
16. Artificial Intelligence and Software
Products and services powered by machine learning, artificial intelligence technologies and other software are increasingly being used to gain efficiency. We may use such technologies to for example: proofread and find discrepancies and correct grammatical errors in documents and publications; summarize lengthy documents; and ideate and prepare the first draft of documents, such as newsletters, blog posts, and marketing materials, analyze data, or for other business reasons. When doing so, we will observe all applicable standards for the use of such technologies.
17. Amendments and Updates
CAS will occasionally update this Privacy Policy. Any changes to our Privacy Policy will be posted here so that users will know what information we gather, how we might use that information, and whether we will disclose it to anyone. If CAS chooses to utilize users’ personally identifiable information in a manner materially different from that stated at the time of collection, users will be notified.
We encourage you to periodically review this page for the latest information on our privacy practices and this Privacy Policy.
Revised: August 2025
