NAIC Seeks Public Comment on Homeowners Insurance Rate Regulation White Paper
NAIC Seeks Public Comment on Homeowners Insurance Rate Regulation White Paper
The NAIC Casualty Actuarial and Statistical (C) Task Force (CASTF) has released for public comment a draft white paper, U.S. Homeowners Insurance Rate Regulation: A Regulatory Perspective. The paper examines how homeowners insurance rates are regulated across states, with particular attention to public questions and academic claims regarding potential cross-state subsidization of catastrophic losses.
The exposure period is open through August 5, 2026. CAS members and other interested parties are encouraged to review the draft and submit written comments by the deadline.
Comments should be submitted to:
Kris DeFrain
Director, Research & Actuarial Services, NAIC
kdefrain@naic.org
Deadline: August 5, 2026
