Study Note: NCCI Data Collection Calls and Statistical Plans

Currently, there are five major data collection programs at NCCI. Annual Financial Call Data – Aggregate premium and loss data (experience by state) primarily used to calculate overall loss cost and rate level changes. Workers Compensation Statistical Plan (WCSP) Data – Individual policy loss and exposure (payroll) information collected with detail by classification, primarily used to calculate loss cost relativities and experience rating modifications. Detailed Claim Information (DCI) Data – Sample of indemnity (mostly permanent partial disability)claims consisting of 85 data elements reflecting areas such as paid and incurred losses/claims, demographic, litigation and recovery information, used for special analyses and research. Policy Issue Capture System (PICS) Data – Policy documents submitted by insurers. PICS is used to confirm proof of workers compensation coverage (and supply other information) to state accident boards and commissions. In most state, NCCI is designated as the commission’s authorized agent to collect coverage information, so there is no need for insurers to submit policy information to the state commission. PICS is also used to let NCCI know when to expect a unit report. Residual Market Data – Submissions from servicing carriers, including policy and calendar year premiums, losses and expenses (by state). As part of NCCI’s role and responsibilities as administrator of the national Pool and other residual market pools, NCCI serves as the central clearinghouse for information on pool transactions. This information is used for pool financial reporting procedures, quarterly distribution of operating results and the determination of pool IBNR reserves. This note focuses on the first two of these programs, which are the primary data sources used for workers compensation ratemaking.