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CAS Research Council Issues Request for Proposals: Challenges and Responses Associated with the Virtual Workspace - Deadline Extended to June 10

The CAS Research Council is issuing a Request for Proposals (RFP) to assess the challenges and responses associated with the new cost of risk associated with the rise of the virtual workspace.

Casualty Actuarial Society (CAS)

The CAS was organized in 1914 as a professional society for the promotion of actuarial and statistical science as applied to insurance other than life insurance, such as automobile, liability other than automobile, workers compensation, fire, homeowners, commercial multiple peril, and others. Such promotion is accomplished by communication with those affected by insurance, presentation and discussion of papers, attendance at seminars and workshops, collection of a library, research, and other means. The membership of the CAS includes over 8,600 actuaries worldwide, employed by insurance companies, industry advisory organizations, national brokers, accounting firms, educational institutions, state insurance departments, the federal government, and independent consultants.

The CAS Research Council

The CAS Research Council was formed in 2021 to prioritize the research needs of the general insurance actuarial community. This work will augment the existing work of standing research working groups which focus on specific practice areas like ratemaking, reserving, reinsurance, and risk analysis. The operational oversight of projects will be designated to a project oversight group (POG) made up of CAS staff and volunteers.

Research Problem Description

Among the impacts of the COVID-19 pandemic was a shift in the physical location where work took place. This means fewer employees in their workspaces, reduced volume of commuters and a spread of the digital traffic associated with work. The lines between personal and professional time and space continue to blur. One could argue the intuition about workers' compensation in two directions. On the one hand, workers will not congregate in areas with physical hazards, nor will they be subject to the uncontrollable actions of fellow employees. At the same time, though, their virtual working environments are outside the scope of control of their employers. Family members and roommates have their own inherent physical risks.

Beyond the potential for bodily injury, virtual workspaces have introduced new areas of liability, chiefly around cyber security. Home networks are unlikely to have the same level of security as those used by commercial entities. In addition, user behavior during virtual meetings has not always hewed to professional norms. There are a number of anecdotes which detail the use of unprofessional language, appearance, or activity. Whether conscious, or the result of human error – e.g., leaving a camera on and forgetting that one has done so – the result is a need for changes in corporate policies to mitigate potential liability.

Project Requirements

The end product of the research should be a paper, saved as (or converted to) a Microsoft Word file. The length should be sufficient to give meaningful, practical guidance to practitioners in a way that is concise yet complete. This typically means a paper of 15-50 pages. Those page counts should be regarded as rough guidelines only.

Where actuarial/statistical methods are used, they should have sound foundations, rooted in established principles. With that understood, the techniques within a method should be intelligible to an actuary working in reserving. Moreover, a method’s output should be explainable to insurance industry decision makers who may not have the experience or education of an actuary.

Any accompanying code examples will be shared on the CAS GitHub site ( All material on GitHub is released under the Mozilla Public License, version 2.0 (

Proposal Requirements

Proposals should include a clear outline of the work that will be performed and the time frame in which it will be performed (including key dates). The proposal should be accompanied by the resumes of the researcher(s), indicating how their background, education, and experience bear on their qualifications to undertake the research.

The CAS contract will be awarded to the respondent who - in the judgment of the Reinsurance Research Committee and entirely based on their written proposal - is best able to perform the work as specified herein. If the committee determines that no proposal meets the requirements of the RFP, then no contract will be awarded.

Receipt of proposals will be acknowledged in a timely manner. Respondents who are not awarded the contract will be informed shortly thereafter.

Interested researchers should submit their proposals and any questions to:

Brian A. Fannin, Research Actuary
Casualty Actuarial Society
(919) 457-3439


Interested parties are welcome to submit questions about the RFP. All questions and responses will be circulated to all who submit a proposal.

Week of April 4

RFP announcement

May 13, 2022

Question response

June 10, 2022

Final submission

June 24, 2022



Compensation to researchers will be commensurate with the time required to carry out the work. Respondents should include an estimate of cost in their proposals. Total cost should not exceed $30,000.

Presentation, Ownership and Publication of Report

As a condition of selection, the CAS requires that all right, title, and interest, including copyright and patent, in and to the report be owned by the CAS. The selected researcher/research team must sign a formal research agreement that assigns all such rights to the CAS. In any publication of the report, the researcher(s) will receive appropriate credit with regard to authorship. The CAS may publish the report in its entirety, or any sections thereof, in any format and medium as it finds fit, including but not limited to CAS publications, and electronic versions such as on its Web site or physical storage media.

The researcher(s) should make every effort to be available to present the report at a CAS meeting or seminar.