Inspection and Schedule Rating for Coal Mine Insurance

When I was invited by your committee on program to address you on my subject I hesitated for some time to accept the invitation because I felt as a layman in appearing before you specialists concerning a matter which has occupied your professional talents for many years. I concluded, however, that regardless of my unfamiliarity with the subject and the fact that the methods to be pursued by The Associated Companies in schedule rating are not yet fully developed, I at least should gain sufficient benefit from your discussion of my paper to warrant me in running this risk.