Abstract
This paper defines several terms that are currently being used in discussions around potential discrimination in insurance – protected class, unfair discrimination, proxy discrimination, disparate impact, disparate treatment, and disproportionate impact – and provides historical and practical context for them. It also illustrates the inconsistencies in how different stakeholders define these terms.
Please see errata for revisions made on September 23, 2022.
Year
2022
Description
This paper defines several terms that are currently being used in discussions around potential discrimination in insurance – protected class, unfair discrimination, proxy discrimination, disparate impact, disparate treatment, and disproportionate impact – and provides historical and practical context for them. It also illustrates the inconsistencies in how different stakeholders define these terms.
Please see errata for revisions made on September 23, 2022.
Please see errata for revisions made on September 23, 2022.
Publications
Research Paper Series on Race and Insurance Pricing
Formerly on syllabus
Off
