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3-D Printing, Smart Homes, Autonomous Vehicles: Read Recaps of “Hot Topic” RPM Sessions

04/12/2017 —

Miss out on attending the recent 2017 Ratemaking and Product Management (RPM) Seminar? Get insight into three sessions that featured insurance “hot topics” as covered by Carrier Management in a series of stories last week:

3-D and 4-D Printing: Transforming Our World and the Trail of Liability

In this session Robert Weireter, senior underwriter at Swiss Re, explored how 3-D and 4-D printing technology could ultimately impact society, business, and the insurance industry. If an end user modifies a design, who has the design exposure, and how is any resulting liability apportioned? These are just some of the liability questions that will arise as 3-D and 4-D printing methods transform manufacturing, construction, medicine and other industries.

Autonomous Vehicles, Smart Homes Lead to Shifts in Exposures—and Underwriting  

This session, featuring Sheri Scott, FCAS, principal & consulting actuary with Milliman and Thomas Smith, president at Senteri, examined how homeowners and auto insurance are evolving in response to technological advancements and demographic changes. “Exposure data tracking” is rapidly becoming a competitive imperative in personal lines underwriting and rating as sensors are embedded in policyholders’ cars, homes and personal devices.

Regulators Scrutinizing Premium Caps; Similarity to ‘Price Optimization’ Cited
This session, with Charles Angell, FCAS, deputy commissioner & actuary for the Alabama Department of Insurance and David Dahl, FCAS, a casualty actuary for the Oregon Division of Financial Regulation, provided insight from state regulators. Speakers discussed the current implications of longstanding practices in insurance rating, including premium “caps” on policy renewals for individuals, households and small businesses.

For additional information on this year’s RPM seminar, visit

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