-----Original Message-----
From: robert.campbell@zurich.com <robert.campbell@zurich.com>
To: studygroup8@lists.casact.org <studygroup8@lists.casact.org>
Date: Monday, April 12, 1999 9:18 AM
Subject: IRIS
>
>
>Do the IRIS ratios use ending, beginning, or average surplus? I can't seem
to
>find the answer in the syllabus...
>
>
>