John.Celidonio@reliancenational.com wrote:
> The assumption is that the rates will apply to all policies incepting in a
> particular calendar year (i.e. a policy year). The last policy written during
> this period will not expire until two years after the first inception date.
> Given the average accident date of an individual policy is in the middle of
> their effective period, the average accident date is therefore one year after
> the first inception date.