Auto liability ratemaking

Jeff Adams ( jadams@mail.state.mo.us )
Wed, 26 May 1999 15:47:51 -0500 (CDT)

It is my understanding that most Insurers do not use model type or weight as
a rating parameter for private passenger liability type coverages. I have
heard that frequency and severity does vary with model type, but have not
seen data.

Can anyone explain why model type is not used for liability ?

Thank You

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