2006 Exhibitors
The CAS wishes to thank the following organizations for their generous support of the 2006 Seminar on Ratemaking. Please take a few moments to visit the exhibitors in the lobby level of The Marriott Salt Lake City Downtown.

Decision Research Corporation

Decision Research Corporation is a rating and policy processing system software solution provider to the Property & Casualty insurance industry. With over 35 years of proven experience and a well-established and loyal client base, Decision Research continues to expand their market presence with a specific emphasis in the small- to mid-size U.S. Property & Casualty insurance market, including the larger MGAs. Products include DecisionMaker, a fully integrated quote-to-claim policy processing system, and DecisionMaker Rating, a stand alone, platform independent rating engine. DecisionMaker Rating quickly builds powerful automated rating and underwriter services from spreadsheets. DecisionMaker Rating is used across virtually all lines of business.

EMB America LLC

EMB America is part of the worldwide EMB family. EMB offers a full range of consulting services to an extensive worldwide client base and is widely recognized for providing expert advice and developing innovative solutions. The EMB family is dedicated to the concept of “Knowledge Transfer”, which means EMB not only solves problems facing our clients, but also gives companies the tools and knowledge to handle similar problems in the future. To that end, EMB has developed state-of-the-art software products that companies can license to address a variety of issues including:

• ResQ-the complete loss reserving tool
• EMBLEM-a GLM tool for risk, marketing and claims modeling
• Rate Assessor-a pricing implementation tool
• Classifier-a tool for high-dimensional variables like territorial boundary analysis
• IGLOO-a financial simulation for enterprise risk modeling
• And others… Please stop by our booth for more information about our products and/or services.

ISO

ISO is a leading source of information about risk. We supply data, analytics, and decision-support services for professionals in many fields, including insurance, finance, real estate, health services, government, and human resources. Our products help customers measure, manage, and reduce risk.

In the United States and around the world, ISO helps its customers identify, mitigate, and price for risk by providing comprehensive data, leading-edge analytics, and decision-support services. ISO's services help customers protect people, property, and financial assets.

ISO offers:

• Statistical, actuarial, and claims data
• Insurance policy language
• Customized tools for loss reserving and loss cost development
• Predictive modeling systems to help customers make more intelligent underwriting pricing and risk selection decisions

Milliman

Hundreds of insurance professionals around the world rely on our actuarial software solutions for the accurate loss information they need to make strategic and timely business decisions. Our actuarial experience coupled with our data and systems development expertise allow us to provide a full range of solutions, from basic analysis tools to reengineering the entire process for managing and analyzing data.

• ReservePro and Affinity give you what you need most—more time and options for analysis. They eliminate tedious number crunching and reduce review time. Take advantage of a full spectrum of projection methods and cash flow reports, along with the flexibility to build your own, and finish up to four times faster than with “homegrown” spreadsheets.
• ReservePro Enterprise, our newest solution, combines automation capabilities, analysis tools, and a company-wide loss database, to streamline your entire department. In addition to the software itself, our industry specialists will help you develop a rich data mart of your company’s loss, claim, LAE, premium, and exposure data, coordinated with all the related source systems throughout the company. The resulting solution provides you immediate access to all the information you need, when you need it.
• Our TriangleMaker system puts you in control of aggregating your data for analysis. You can segment, limit, and roll up your triangles however and whenever you want—no more waiting on the IT department.

Come see how our new solutions can change the way you work.

Pinnacle Actuarial Resources, Inc.

Discover new and unrealized market potential with Pinnacle Actuarial Resources' comprehensive line of actuarial and management services and products.

As a recognized leader in consulting and predictive modeling for pricing, underwriting and marketing, Pinnacle has secured its place on the industry's cutting edge. The firm continues to uncover new possibilities in personal lines, commercial auto, small business, workers' compensation pricing and product development applications.

Pinnacle expertly addresses each client's unique and ever-changing needs. Client experience, along with forward-thinking actuarial modeling and the latest technology have inspired these exciting new products:

• SummitTM reveals new territorial potential through a boundary development software that provides the ability to both smooth and cluster ZIP code or census block experience.
• A Focused Market Analysis Product that exposes true market penetration by detailed market segments with a comprehensive set of data analytics and mapping tools.

To learn more about Pinnacle’s services and new products please visit the Pinnacle booth.

Watson Wyatt Worldwide

Watson Wyatt’s Insurance & Financial Services practice offers a range of P&C consulting services and state-of-the-art software solutions. We have assisted many clients across the US and worldwide in investigating and developing rating structures using predictive modeling techniques and practical knowledge.

Watson Wyatt Pretium® software delivers powerful multivariate modeling and projection capabilities. Its custom-built and fast GLM routine analyzes how claim costs and policyholder retention / conversion are affected by rating variables and other characteristics. It also helps to assess the effect of geography and to re-define territorial boundaries using a range of spatial smoothing methods. Pretium can then combine these analyses to project the impact of different rating actions to assist in optimizing rate changes in line with a company's strategic objectives.

Pretium has over 350 users in over 100 companies across 30 countries, including the US and Canada. More information can be found at www.watsonwyatt.com/pretium

Questions? Contact Carrie Rice at (703) 276-3100 or crice@casact.org.